How these terms work
These terms explain how we handle access, account use, and record keeping for India where local law allows it. Nothing here replaces a rule that applies in your area; if there is a conflict, the local rule controls. We may update wording to reflect legal, security,
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or processing changes, and the latest text is the version you should rely on. If you send us account data, support messages, or transaction records, we use them only to run the account, answer legal questions, settle disputes, and meet retention duties. When a payment record
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exists through UPI, Paytm, PhonePe, or Google Pay, it stays with the same account file so we can trace it if you ask for a correction or explanation.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.